Brilliantdevapi ("we," "us," or "our") operates brilliantdevapi.com and provides budgeting and financial management services. This Privacy Policy explains how we collect, use, process, and protect your personal information when you interact with our platform, services, and website.

We're committed to transparency about our data practices. This policy applies to all users of our services, regardless of how you access them – through our website, mobile applications, or any other digital touchpoints we may offer in the future.

Personal Information You Provide

When you create an account or use our services, we may collect the following information:

• Name, email address, and contact information
• Financial account information (bank account details, transaction data)
• Budgeting preferences and financial goals
• Communication preferences and support inquiries
• Payment information for premium services
• Identity verification documents when required by law

Automatically Collected Information

Our systems automatically collect certain technical information to improve service delivery:

• Device information (IP address, browser type, operating system)
• Usage patterns and interaction data with our platform
• Location data (general geographic area, not precise location)
• Cookies and similar tracking technologies
• Error logs and performance metrics

Third-Party Information

With your explicit consent, we may receive information from financial institutions, credit reporting agencies, and other service providers to enhance your budgeting experience and provide comprehensive financial insights.

We use collected information for specific, legitimate business purposes that directly benefit your experience with our budgeting platform:

• Service Delivery: Provide budgeting tools, financial analysis, and personalized recommendations
• Account Management: Create and maintain your account, process transactions, and manage subscriptions
• Security: Protect against fraud, unauthorized access, and ensure platform security
• Communication: Send service updates, respond to inquiries, and provide customer support
• Legal Compliance: Meet regulatory requirements and legal obligations in Vietnam and internationally
• Service Improvement: Analyze usage patterns to enhance features and user experience
• Marketing: Send promotional materials only with your explicit consent (easily withdrawn)

You have significant control over your personal information. Here are your rights and how to exercise them:

How to Exercise Your Rights

To exercise any of these rights, contact us using the information provided at the end of this policy. We'll respond to your request within 30 days and may need to verify your identity before processing certain requests.

We limit data sharing to essential business purposes and never sell your personal information to third parties. Here's when and why we might share your data:

Service Providers and Partners

We work with trusted third parties who help us deliver our services:

• Cloud hosting providers for data storage and processing
• Payment processors for handling subscription and transaction payments
• Financial data aggregators (only with your explicit permission)
• Customer support platforms and communication services
• Security and fraud prevention services

Legal Requirements

We may disclose information when required by law, court order, or regulatory authority, including:

• Compliance with Vietnamese data protection and financial regulations
• Response to valid legal processes and government requests
• Protection of our rights, property, or safety and that of our users
• Investigation of fraud, security threats, or illegal activities

Business Transfers

If we're involved in a merger, acquisition, or sale of assets, your information may be transferred. We'll notify you before your information becomes subject to a different privacy policy.

Protecting your financial information is our top priority. We implement multiple layers of security measures:

• Encryption: All data transmission uses TLS 1.3 encryption, and sensitive data is encrypted at rest
• Access Controls: Strict role-based access limits who can view your information
• Regular Audits: Quarterly security assessments and penetration testing
• Monitoring: 24/7 system monitoring for suspicious activities and security threats
• Compliance: Adherence to international security standards and Vietnamese data protection requirements
• Employee Training: Regular privacy and security training for all staff members

We retain your information only as long as necessary for the purposes outlined in this policy:

Retention Periods

• Account Information: Retained while your account is active plus 7 years after closure for legal compliance
• Financial Data: Stored for 10 years in accordance with Vietnamese financial record-keeping requirements
• Communication Records: Support conversations retained for 3 years
• Usage Analytics: Aggregated, non-personal data may be retained indefinitely for service improvement
• Marketing Data: Deleted within 60 days of consent withdrawal

Secure Deletion Process

When data reaches its retention limit or you request deletion, we use certified deletion methods that make information unrecoverable. Some anonymized data may be retained for statistical analysis that cannot identify you personally.

While our primary operations are based in Vietnam, we may transfer your data internationally to provide our services effectively:

• Cloud infrastructure may involve servers in multiple geographic regions
• Third-party service providers may process data in their respective countries
• We ensure adequate protection through contractual safeguards and standard contractual clauses
• All international transfers comply with Vietnamese data protection laws

We maintain the same high level of protection regardless of where your data is processed and ensure that international partners meet our strict security and privacy standards.

We use cookies and similar technologies to improve your experience and analyze how our services are used:

Types of Cookies We Use

• Essential Cookies: Required for basic website functionality and security
• Preference Cookies: Remember your settings and customization choices
• Analytics Cookies: Help us understand how users interact with our platform
• Performance Cookies: Monitor site performance and identify technical issues

You can control cookie settings through your browser preferences. Note that disabling certain cookies may limit some website functionality. We don't use cookies for advertising purposes or share cookie data with advertising networks.

We may update this Privacy Policy periodically to reflect changes in our practices, services, or legal requirements. Here's how we handle policy updates:

• Material changes will be communicated via email and prominent website notices
• Minor updates may be posted directly to this page with an updated "Last Modified" date
• We'll provide at least 30 days' notice before significant changes take effect
• Continued use of our services after changes indicates acceptance of the updated policy

We encourage you to review this policy regularly to stay informed about how we protect your information.

For questions, concerns, or requests related to this Privacy Policy or your personal information, please contact us:

When contacting us about privacy matters, please include your full name, account email address (if applicable), and a detailed description of your request or concern. This helps us process your inquiry more efficiently.